Sage 100

SPS and EMV (Europay, MasterCard Visa) compliance - Can anyone enlighten me with how this is going to work in conjunction with Sage 100. Currently, clients use a USB swipe reader to obtain a card present rate with SPS. Has worked well for a number of years. Will/should client obtain a chip reader? Will chip reader integrate with Sage 100? Not sure I see an easy solution. Looking for an SPS or APS gurus. TIA

Looks like if they take a fraudulent card that could have been prevented by EMV then the company is on the hook.

WHAT DOES IT MEAN FOR MERCHANTS? Although upgrading to EMV-capable terminals is voluntary, merchants face a liability shift October 2015. For merchants this means after October 2015, if a fraudulent transaction could have been prevented by the use of an EMV terminal, the merchant is liable.

My husband just ran into this in a self-checkout at Walmart. He swiped our chip card like normal and it wouldn't let him finish the transaction - he had to use the chip instead.

Yeh, well that is Wal-mart......... BTW, that happened to me a couple months back in IA at the local Wal-mart. I suppose their liability is just a tiny bit bigger. So if you have to have a chip reader, how does it interface with Sage? Or do you go exclusively with a chip reader and forfeit all of the efficiencies gained by going with a swipe reader?? Will keep everyone posted. What are web sites doing with manually keyed information?

I would think you would have to get a reader that can do both, since some card issuers are lagging behind and not all swipe cards will go away immediately.

Same with my local Wal-Mart @BethBowers cept I was at the cash register and I'm sure your husband wasn't getting kid school supplies either. Swiped a chip card and it wouldn't accept. Had to use chip reader and I kept pulling it out early because I thought I was supposed to swipe it or leave it for just a few secs. But the infernal thing has to be kept in there until transaction completes. Nice lady was very patient with me. Point is I suspect many more impatients like me as the Wal-Mart style swiper permeates other retailers. ""Frustrated swiping chip cards"" will make the 6:00 news soon. Side Note: At 1 point a classic Wal-Mart customer is trying to take the shopping cart that I'm in the middle of loading bags of school supplies on. ""Hey Do you need this cart?"" Whaddya think buddy and did you know there is a crap load of empty carts the next aisle over?

I think Sam's Club has these as well. Same experience -- you have to plug in your card and leave it there as the transaction completes. Soon we will have to wear those tethers that the people in casinos wear so they don't leave their card in the slot machine.

There's a security enhancement. Couldn't get the merchants to secure their terminals so we'll give them new terminals that increase the chance that cards will get left there...and it's only a matter of time before the hackers can access the chip & pin readers as easily as they now access the mag readers.

Words of wisdom from the vendor that I buy my CC swipe readers from. They were helping me solve CC reader issues LONG before SPS was capable of assistance. Doesn't look too encouraging in the short term. __________________________________________________________________________________________ Jeff, We are working on an EMV reader, but it is not ready yet. I don't know of any chip card readers that will populate the fields in the Sage 100 screen as our magnetic card reader does, but I guess it could be possible. The whole EMV thing will force a lot of businesses to go back to the dedicated credit card processing terminal as opposed to having processing at each POS terminal today. The integration aspects of the new hardware will take some time. Regards, Jeffrey K. Zimmerman ID Innovations Incorporated 1244 Karla Drive, Suite 104 Hurst, TX 76053 817-285-8772 www.idinnovations.com

I'm curious, now that the October deadline is here; has anyone found a card reader with chip technology that will send the data into Sage100 like the magnetic swipe readers do?