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September 1 Payroll Tax Relief declaration

  • 1.  September 1 Payroll Tax Relief declaration

    Posted 08-14-2020 10:30
    Anyone heard anything regarding the September 1 Payroll Tax Relief and if when Sage would be issuing a payroll update?

    ------------------------------
    Larry Bradford
    Accounting Technology LLC Consultant and Owner
    Accounting Technology, LLC
    Fairfax VA
    703-913-3500
    ------------------------------


  • 2.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-14-2020 12:24
    Haven't seen anything.   I'm not sure anyone even fully understands it yet or whether it's going to stick.   The business of it being only for people making less than a certain amount is going to get confusing fast.

    ------------------------------
    Thomas Rogers (TomTarget)
    Target System Technology, Inc.
    Spokane Valley WA
    ------------------------------



  • 3.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-14-2020 12:57

    I think that Tom Target is right – the software companies are no doubt investigating how they would accommodate FICA not being withheld, but I think they're also waiting for the politics to be settled (the legality of the executive order) before they actually do anything.  If they decide it was legal, software companies are going to have to act pretty quickly since September 1st is right around the corner...

     

    Sue Bennett | President

    Bennett/Porter & Associates, Inc.

    P. 503 620 3484 | F. 503 620 2765

    12559 SW 69th Ave | Portland, OR  97223

    Email address | www.benpor.com

    Bennett/Porter Blog facebook twitter

     

    The information in this email and any attachments is considered confidential. This information may be subject to legal, professional, or other privilege. It must not be disclosed to any person without our authority. If you are not the intended recipient you are not authorized to and must not disclose, copy, distribute, or retain this message or any part of it. Please return this message to the sender immediately and delete any and all copies from your system.

     

     






  • 4.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-14-2020 13:56

    I forgot to mention that the decision as to whether those payroll taxes are going to be deferred or whether they'll be "forgiven" is really complicating the situation as well.  Can you imagine what a payroll nightmare that will be if the taxes are really just deferred, and employees will have to pay those back next year?  Not sure how anyone is going to track that, or calculate how much of each paycheck goes to the deferred amount and over what period of time.  Nighmare!

     

    Sue Bennett | President

    Bennett/Porter & Associates, Inc.

    P. 503 620 3484 | F. 503 620 2765

    12559 SW 69th Ave | Portland, OR  97223

    Email address | www.benpor.com

    Bennett/Porter Blog facebook twitter

     

    The information in this email and any attachments is considered confidential. This information may be subject to legal, professional, or other privilege. It must not be disclosed to any person without our authority. If you are not the intended recipient you are not authorized to and must not disclose, copy, distribute, or retain this message or any part of it. Please return this message to the sender immediately and delete any and all copies from your system.

     

     






  • 5.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-14-2020 14:29
    Was thinking all of the same.

    ------------------------------
    Larry Bradford
    Accounting Technology LLC Consultant and Owner
    Accounting Technology, LLC
    Fairfax VA
    703-913-3500
    ------------------------------



  • 6.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-14-2020 16:22
    SciFi plot for a Friday afternoon: Under contract with the IRS, Google builds a national (required) payroll and tax filing service to mange all this crap, cause they could get the changes done fast enough.  And since they know so much about all of us, tax cheating would quickly become obsolete...

    ------------------------------
    Phil McIntosh
    President
    Friendly Systems, Inc.
    Asheville NC
    678.273.4010 ext 5
    ------------------------------



  • 7.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-14-2020 16:30
    @Phil McIntosh, drinking early today?


    ------------------------------
    Larry Bradford
    Accounting Technology LLC Consultant and Owner
    Accounting Technology, LLC
    Fairfax VA
    703-913-3500
    ------------------------------



  • 8.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-14-2020 17:44
    No need, the "new normal" is disorienting enough all by itself:-)

    ------------------------------
    Phil McIntosh
    President
    Friendly Systems, Inc.
    Asheville NC
    678.273.4010 ext 5
    ------------------------------



  • 9.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-14-2020 17:45
    @Phil McIntosh  Who are you kidding?  I know the day drinking is starting at 3 pm. ​

    ------------------------------
    Doug Higgs
    Midwest Commerce Solutions, Inc
    (312) 315-0960
    Assistant to the Traveling Secretary
    ------------------------------



  • 10.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-14-2020 19:53
    It is Friday!!!  Drinking at the home office begins with a breakfast jolt of joe.  Put the phone on DND and enjoy life.  From the partner call, it sounded as if you needed to be on your third glass of vino to maintain.

    ------------------------------
    Jeff Schwenk
    FORMER 90M Board Member
    Bottomline Software, Inc.
    Waynesboro VA
    540-221-4444
    ------------------------------



  • 11.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 10:40
    Edited by Brett Zimmerman 08-31-2020 10:43
    I assume we'll be hearing from Sage very soon?
    8-28-20  Guidance issued on payroll tax deferral


    Late on Friday, the IRS issued much-anticipated guidance on the payroll tax deferral that was ordered by President Donald Trump in a presidential memorandum on Aug. 8 (Notice 2020-65). The notice allows employers to defer withholding on affected employees' compensation during the last four months of 2020 and then withhold those deferred amounts during the first four months of 2021

    Under the guidance, employers can defer the withholding, deposit, and payment of certain payroll taxes on wages paid from Sept. 1 through Dec. 31, 2020. The deferral applies to the employee portion of the old-age, survivors, and disability insurance (OASDI) tax under Sec. 3101(a) and Railroad Retirement Act Tier 1 tax under Sec. 3201. The due date for withholding and payment of these taxes is postponed until the period beginning Jan. 1, 2021, and ending April 30, 2021.

    The deferral applies to any employee whose pretax wages or compensation during any biweekly pay period generally is less than $4,000. The notice defines applicable wages, for these purposes, as:

    wages as defined in [Sec.] 3121(a) or compensation as defined in [Sec.] 3231(e) paid to an employee on a pay date during the period beginning on September 1, 2020, and ending on December 31, 2020, but only if the amount of such wages or compensation paid for a bi-weekly pay period is less than the threshold amount of $4,000, or the equivalent threshold amount with respect to other pay periods.

    Amounts excluded from wages or compensation under Secs. 3121(a) or 3231(e) are not included when determining applicable wages.

    Under the notice, the determination of applicable wages is to be made on a pay-period-by-pay-period basis - meaning that if the amount of compensation payable to an employee for a particular pay period is less than the threshold amount ($4,000 for biweekly pay periods), then the payroll tax deferral applies to that compensation, irrespective of the amount paid to that employee in other pay periods.

    The notice requires affected employers to withhold and pay the deferred taxes from wages and compensation paid during the period between Jan. 1, 2021, and April 30, 2021. Interest, penalties, and additions to tax will begin to accrue on unpaid taxes starting May 1, 2021. The notice says, that, if it is necessary, employers can "make arrangements to otherwise collect the total Applicable Taxes from the employee" but does not provide details on that requirement.

    The AICPA, in a letter to Treasury and the IRS on Aug. 12, asked for guidance on many open issues regarding the implementation of the presidential memorandum.

    For more news and reporting on the coronavirus and how CPAs can handle challenges related to the pandemic, visit the JofA's coronavirus resources page.

    For tax-related resources, visit the AICPA's COVID-19: Tax resources page.

    Alistair M. Nevius, J.D., (Alistair.Nevius@aicpa-cima.com) is the JofA's editor in chief, tax.



    ------------------------------
    Brett Zimmerman
    Net at Work
    Greater Boston Area
    ------------------------------



  • 12.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 10:58
    There are at least two concerns that I can see: 
    1. What happens when an employee leaves before the repayment date
    2. What happens if the business goes out of business - will IRS go after owners personally?

    I have a hard time seeing anyone taking advantage of this unless it's a small closely-held business with mostly family members as employees and they want to gamble on the requirement to pay back being rescinded.

    ------------------------------
    Wayne Schulz - Schulz Consulting - 860-516-8990
    ------------------------------



  • 13.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 11:16
    @Wayne Schulz - "I have a hard time seeing anyone taking advantage of this unless it's a small closely-held business"

    ​Is participation in this OPTIONAL?  Your statement gives me pause.  Who are "affected" employers?

    Anyone have any thoughts on how employers are to proceed if the software is not in place tomorrow?

    Can anyone say "cluster"?

    ------------------------------
    Jeff Schwenk
    FORMER 90M Board Member
    Bottomline Software, Inc.
    Waynesboro VA
    540-221-4444
    ------------------------------



  • 14.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 11:35
    I've had lots of practice saying "cluster".  I can say it quite proficiently.

    ------------------------------
    Beth Bowers
    Mom to Samson, Peanut, ChiChi, Canton, Cagney and Daisy (NO Oxford comma - shriek!)
    Beth Bowers
    269-445-1625
    ------------------------------



  • 15.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 11:47
    I was wondering the same thing, @Jeff Schwenk about @Wayne Schulz's post and whether this is an optional thing.  Just had a legacy payroll client ask, "Is this an affirmative election by employee"?

    ​​​

    ------------------------------
    Brett Zimmerman
    Net at Work
    Greater Boston Area
    ------------------------------



  • 16.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 11:49
    @Brett Zimmerman - Having trouble with the word "cluster"?


    ------------------------------
    Jeff Schwenk
    FORMER 90M Board Member
    Bottomline Software, Inc.
    Waynesboro VA
    540-221-4444
    ------------------------------



  • 17.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 13:56

    The thing that bothers me the most is...what if?  What if companies choose to not participate in the Payroll Tax Relief and then January 1, the FICA taxes are deemed as forgivable, with employees not having to pay them back?   Does that mean the companies that decided not to participate have done an injustice to their employees?  Or will those employees get a tax credit on their April 2021 tax returns?

     

    It's all of this unknown stuff that is causes a person to drink.  (Like I needed another excuse, right?!)

     

    Sue Bennett | President

    Bennett/Porter & Associates, Inc.

    P. 503 620 3484 | F. 503 620 2765

    12559 SW 69th Ave | Portland, OR  97223

    Email address | www.benpor.com

    Bennett/Porter Blog facebook twitter

     

    The information in this email and any attachments is considered confidential. This information may be subject to legal, professional, or other privilege. It must not be disclosed to any person without our authority. If you are not the intended recipient you are not authorized to and must not disclose, copy, distribute, or retain this message or any part of it. Please return this message to the sender immediately and delete any and all copies from your system.

     

     






  • 18.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 11:56
    What I have seen says it is optional, and I for one am opting OUT of this cluster....

    ------------------------------
    Phil McIntosh
    President
    Friendly Systems, Inc.
    Asheville NC
    678.273.4010 ext 5
    ------------------------------



  • 19.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 11:57

    This appears to be another RCF.

     

     

    Best regards,

     

    Doug Higgs

     

    Douglas L. Higgs

    Midwest Commerce Solutions, Inc.

    (312) 315-0960

     






  • 20.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 11:57

    Based upon this article - and other similar articles - it appears that the payroll holiday will be optional. However, customers should be advised to consult with their tax advisor on whether and how this law applies to them..

    https://www.accountingtoday.com/articles/irs-says-companies-are-responsible-for-deferred-payroll-taxes

    Treasury Secretary Steven Mnuchin has said he "can't force" companies to stop withholding the payroll levies, but that he hopes many companies will participate. The U.S. Chamber of Commerce has said many won't implement the deferral, because of difficulties administering it and the greater burden for employees next year.

    To get the deferral, workers must earn less than $4,000 every two weeks, which amounts to about $104,000 per year. An individual earning $50,000 will owe about $1,073 in deferred taxes next year. Someone earning $104,000 - the maximum income to which the deferral applies - will owe $2,232.



    From what I've read - the threshold of $4,000 every two weeks is measured per pay period. Meaning if a worker earned $3,900 during one bi-weekly period that they might be eligible.

    I don't envy Sage having to deal with this. I would expect most to avoid this if/when legally permissible under final rules.



    ------------------------------
    Wayne Schulz - Schulz Consulting - 860-516-8990
    ------------------------------



  • 21.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 11:59
    My interpretation of this rule is it defers the repayment of the non-withheld tax. Presumably, you can always repay early so in essence, a company that pays ( deposits the tax )  early is opting out of the rules.

    ------------------------------
    Wayne Schulz - Schulz Consulting - 860-516-8990
    ------------------------------



  • 22.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 12:02
    Does an employee who wishes the withholding deferred have any recourse if the employer opts out?

    ------------------------------
    Doug Higgs
    Midwest Commerce Solutions, Inc
    (312) 315-0960
    Assistant to the Traveling Secretary
    ------------------------------



  • 23.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 12:12
    Another article - https://www.cnn.com/2020/08/29/economy/trump-treasury-new-guidance-tax-holiday/index.html

    ------------------------------
    Wayne Schulz - Schulz Consulting - 860-516-8990
    ------------------------------



  • 24.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 12:16
    The AICPA has many good questions which they summarized and sent via letter - https://www.aicpa.org/content/dam/aicpa/advocacy/tax/downloadabledocuments/20200812-aicpa-comment-letter-pres-memo-payroll-tax-deferral.pdf


    ------------------------------
    Wayne Schulz - Schulz Consulting - 860-516-8990
    ------------------------------



  • 25.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 12:40
    Edited by Doug Higgs 08-31-2020 14:41
    It looks like #10 on the AICPA "guidance" letter would solve the employee quitting before January 1  issue.  The employer would add the FICA withholding to the 2020 W-2 and the employee would have to pay back the amount not withheld (a new line item on form 1040?).​

    ------------------------------
    Doug Higgs
    Midwest Commerce Solutions, Inc
    (312) 315-0960
    Assistant to the Traveling Secretary
    ------------------------------



  • 26.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 14:45
    I corrected my earlier post.  The employer of a terminated employee that hadn't paid back the withholding would add the FICA withholding to the 2020 W-2 and the employee would have to pay back the amount not withheld (a new line item on form 1040?).  My previous post mistakenly indicated a terminated employee would potentially have to pay the tax on the withholding.

    ------------------------------
    Doug Higgs
    Midwest Commerce Solutions, Inc
    (312) 315-0960
    Assistant to the Traveling Secretary
    ------------------------------



  • 27.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 14:08
    This is all great information.  Thank you for sharing the information and sources.  It is VERY helpful.

    ------------------------------
    Larry Bradford
    Accounting Technology LLC Consultant and Owner
    Accounting Technology, LLC
    Fairfax VA
    703-913-3500
    ------------------------------



  • 28.  RE: September 1 Payroll Tax Relief declaration

    Posted 08-31-2020 14:22
    Intuit just sent around a notice essentially saying they are waiting for IRS guidance.

    Once they know more they will provide the update on how they’ll manage this.

    Hopefully there is a group that all these payroll companies belong to and they approach implementation in a similar fashion.



    ---------------------------------
    Wayne Schulz - Schulz Consulting - 860-516-8990
    ---------------------------------





  • 29.  RE: September 1 Payroll Tax Relief declaration

    Posted 09-11-2020 15:17

    Sage just announced this will be included in 2.20.3 due out the end of September.  But I like the note at the end of their announcement (2nd emphasis is mine):

    NOTE: The IRS emphasized the employee social security tax deferral postponement is optional and while nothing bars an employer from considering employee input, the employer remains the "Affected Taxpayer" and is not required to use the relief even upon an employee's request.



    ------------------------------
    Beth Bowers
    Mom to Samson, Peanut, ChiChi, Canton, Cagney and Daisy (NO Oxford comma - shriek!)
    Beth Bowers
    269-445-1625
    ------------------------------



  • 30.  RE: September 1 Payroll Tax Relief declaration

    Posted 09-11-2020 15:39
    Well, I can't wait to see this "solution".  As Nancy Reagan always encourage young people facing the temptations of teenage life, just "say no"!!!!!!!

    ------------------------------
    Jeff Schwenk
    FORMER 90M Board Member
    Bottomline Software, Inc.
    Waynesboro VA
    540-221-4444
    ------------------------------



  • 31.  RE: September 1 Payroll Tax Relief declaration

    Posted 09-11-2020 17:47
    Where was this announced.  I can't find an email, sage city, or on the knowledgebase.  Why can't I find this?

    ------------------------------
    Larry Bradford
    Accounting Technology LLC Consultant and Owner
    Accounting Technology, LLC
    Fairfax VA
    703-913-3500
    ------------------------------



  • 32.  RE: September 1 Payroll Tax Relief declaration

    Posted 09-11-2020 17:50
    Posted as a comment to the existing thread in Sage City (not a new announcement).

    ------------------------------
    Kevin Moyes
    Technical Systems Analyst
    Munjal White Consulting Co.
    Toronto ON
    ------------------------------



  • 33.  RE: September 1 Payroll Tax Relief declaration

    Posted 09-24-2020 09:27
    Any news on the release of PR v2.20.3??

    Asking for a friend.......

    ------------------------------
    Jeff Schwenk
    FORMER 90M Board Member
    Bottomline Software, Inc.
    Waynesboro VA
    540-221-4444
    ------------------------------



  • 34.  RE: September 1 Payroll Tax Relief declaration

    Posted 09-24-2020 09:41
    The what's new in Payroll 2.20 has been updated for 2.20.3 here. However, it doesn't appear to address any changes for the payroll tax deferral. I have not spotted the download either so perhaps the update is still in progress and the guide will also be updated when ready?

    ------------------------------
    Wayne Schulz - Schulz Consulting - 860-516-8990
    ------------------------------



  • 35.  RE: September 1 Payroll Tax Relief declaration

    Posted 09-24-2020 10:39
    Certainly hope so.  Kinda skinny on changes.

    Quarterly Unemployment Report
    The new Quarterly Unemployment Report has been added to the Payroll Reports
    menu. This report includes the following information for employees:
     Gross wages
     Total wages subject to employer's unemployment tax
     Capped wages subject to employer's unemployment tax
     Weeks worked
    You can include wage information for either federal unemployment tax, state
    unemployment tax, or both

    ------------------------------
    Jeff Schwenk
    FORMER 90M Board Member
    Bottomline Software, Inc.
    Waynesboro VA
    540-221-4444
    ------------------------------