Is ANYTHING truly safe?? A local network is safe until the domain controller takes a dump and brings the company down for a week. Happened to my client last month. They missed their ACH deadline and had to print checks after I loaded Sage on a local workstation. Luckily, they had a good backup. BTW, they have a new IT manager. How many of you have had clients call saying Sage was acting funky. Whoops, cryptolocker!!!! I know a company that had their server hacked and they were down for over a week. They moved to a hosted solution only to lose access to their data for nearly two weeks when their cloud provider was severely hacked. There were threads here in SC about that mess! Yes, it is a valid concern with the tax tables in the cloud. One hopes that Sage has several redundant data centers scattered throughout North America. Perhaps there SHOULD be an option to download tax tables as a back up. But as @WayneSchulz states, if PR is mission critical, outsource it and let someone else worry about getting checks in the mail. I would like to see the fine print in the EULA regarding Sage's liability if the system goes down. I bet it is minimal. @KathrynScofield - perhaps you should gently suggest that your client go to a biweekly PR which would give them several extra days for processing. And a biweekly payroll would probably save money by reducing the processing by half. We **should** hold Sage's feet to the fire on this one. MOTM 2018 is an excellent time to do it.