<rant>If a business owner is going to make personnel decisions based entirely on employee health care, then why isn't he or she out campaigning for a single payer system? It takes all of the admin, paperwork and costs away from the business and puts it in one central place (doesn't Wall Street think that's a good idea for every other industry?), there doesn't need to be money spent on verification and enforcement, and you can be Scrooge all you want and your employees can still get health care.</rant>