What you described is how some companies do it (i.e paypal) because entering a text code every time is annoying.
True MFA, (like how microsoft is mandating Azure admins do it), requires and MFA acknowledgement every time you log in. Can't speak for IOS, but the Microsoft Authenticator App on android is great. Even if my screen is off, it will popup in black and white and I can approve with a single tap. Way better than opening a texting app and retyping 6 digits.
If they all went to this standard, the password becomes meaningless because you ain't getting into any service unless you can biometrically prove you are you.
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Mark Chinsky
Clients First Business Solutions
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Original Message:
Sent: 08-27-2019 13:03
From: Peter Wolf
Subject: Interesting regarding Multi-Factor Authentication
Yes - it's the social engineering that was, and always be, the biggest risk in play. 2FA / MFA slows this down too as the haxx0r will need to get that code in addition to your password. It makes it more awkward and puts a pause on someone who might be tricked into replying to a phishing email when the follow up comes "oh, can you tell me what that code is on your phone?"
The phishing emails used to be a complete joke. These days they are sophisticated and look very real - even to me and I'm always looking for them.
We adopted a corporate policy that says "don't f--king click on any link or document FROM ANYONE even if they are a friend or a co-worker unless you know for sure it was from them intentionally."
For internal communications, we have shifted to Teams so we know that we aren't emailing each other links to "Salary Compensation - click here" or "Important payroll information - click here" or "Office update requires your login - click here" and other nonsense like that.
Even with that policy, every time I see a phishing email, a small part of me says "which one of the team is going to click this?" Not because my team is dumb but because human psychology takes shortcuts on things and a well-written message abuses those shortcuts to create a high likelihood of clicking.
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Peter Wolf
Azamba Consulting Group
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Original Message:
Sent: 08-27-2019 10:40
From: Wayne Schulz
Subject: Interesting regarding Multi-Factor Authentication
The problem with passwords is they don't need to be guessed. I have a customer site where I have a login and am on email there. I get messages "We are moving our email to Teams - please log in with your Office credentials".
Boom. Hacked.
The customer is savvy and uses a third-party solution to fish their own people to see who falls for the fake emails and who reports them.
With 2FA you need a very determined and targeted attack to get around your second factor.
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Wayne Schulz - Schulz Consulting - 860-516-8990