Beta time frames have been very short for past couple of iterations. They are looking for show stopping issue only. All the minor irritants (non WADS) that are uncovered will be fixed in subsequent PU's (if ever). Everything else is cast in stone and completely off the table. I would think for anyone with any size of CC processing, this would be a good time to get an idea of the conversion time. The alpha code was been out since August, but my sense is this didn't get a lot of traction. I installed it. Had installation issues, and didn't go any further. For this beta, it appears that your reward is a no charge 2013 certification test.