Heads up for your clients with Sage Payment Solutions. The API to Sage Exchange Vault allows expiration year up to 2025. Cards are now being issued to 2026+. We were first to report the issue, so SPS Support has acknowledged its their issue and is turning in to Dev team to update the API to allow same years as Virtual Terminal (up to 2040). Meanwhile, they say to set the expiration year to 2025 and it will process, provided there is no other reason to decline. I tried DFDMing the Customer Credit Card and SO Payment Type to 2026 and it failed because it can't update the Vault through the API.