I called Sage trying to get some specifics on this today. The clients I am ready to move make very grumpy guinea pigs, so I don't want surprises. Here's what I think I've gleaned about Sage Direct Deposit Service.
This is the same DD service that Sage 50 offers for a fee.
It's 'included' with the Payroll Subscription for Sage 100, but there are transnational fees. They're just less than the bank would charge.
They all go in the same NACHA format.
It sounds like they go through Sage's bank, then to the customer bank.
There is no testing with the bank. If you want to test, the pre-note is considered the test.
From documentation, I see you apply, get approved, then go live with it.
here is said documentation, and the hyperlink goes to the[ Getting Started Guide PDF](https://cdn.na.sage.com/docs/en/customer/100erp/2016/open/Sage100_DirectDeposit_GettingStartedGuide.pdf).
Sage 100 Direct Deposit ""Service"": Sage 100 Direct Deposit Services feature is only available in Sage 100 versions 2015 PU4+ and 2016 and higher. Currently, this service is free, with the exception of ancillary fees, for example return items, NSF & Reversal fees. You must FIRST apply and submit an application to use this service for EACH Sage 100 company code you want to setup to use this direct deposit service. You generate your Payroll direct deposit ACH file from within Sage 100, which is then synchronized and transmitted to Sage Payroll who will submit your Payroll ACH file to your bank for you. This will eliminate the need to set up payroll direct deposit interface file to be formatted correctly for your banks ACH layout requirements and you will not need to manually upload your ACH file to your bank or manually key in direct deposit entries on your bank's website. Which will ultimately save you time by simplifying and reducing your payroll processing time. See related article below, How to setup Direct Deposit Service in Sage 100.
IMPORTANT NOTE: You must have a current Payroll Subscription Plan and have Sage 100 2015 PU 4 or PU 5 or Sage 100 2016 or higher installed for this feature to be enabled.
STEP #1: You must apply for Sage Direct Deposit Services. (Note: If you process payroll for more than one company you must apply for each applicable Sage 100 company you want setup to use Direct Deposit Services for)
To apply for Sage 100 Direct Deposit Services, do the following:
1.Open Payroll, Setup, Payroll Options
2.On the Direct Deposit tab
3.Click the application link
4.Fill out all required information on the application
5.Click Print button before submitting application (to keep for your records)
6.Click Submit button to submit your application
Note: If you have any questions regarding the application process please call 866-237-4489 or email Sage Direct Deposit Services support team at
treasury@sage.com
STEP #2: After being approved and activating your Sage ID to link with your Direct Deposit Service and entering your new Sage 100 product keys, do the following in Sage 100:
1.Open Payroll, Setup, Payroll Options
2.On the Direct Deposit tab, select the following:
oSelect the Require Direct Deposit checkbox
oIn the Direct Deposit Interface field select Sage 100 Direct Deposit Service
3.Click Accept
STEP #3: Click here to access the Getting Started Guide, for step by step details on setting up, processing payroll and synching using Sage 100 Direct Deposit service
TIP: If you would like to watch a video on setting up Sage 100 direct deposit service, please log in to Sage U at
www.SageU.com and search for Sage 100 - Introduction to Sage Direct Deposit Service