While the solution allows for card swiping (and a lot better processing efficiencies), card is still recorded as a KEYED card for SPS. Client is on v4.4 still. We plan to move them to v2013 in June where MAS is supposed to recognize the swipe AND a lower rate. As far as PCI compliance, I don't know how this affects compliance. Becoming compliant is such a PITA for my clients. I've worked with two trying to gain compliance and threw my hands up. You need to be a rocket scientist.... It is cheaper to pay the $25 monthly penalty.