I was just talking to a small client the other day. About 7 years ago, he had called us up in a panic on a Monday morning. Over the weekend, his long-time employee who did all the book work -- cash receipts, invoicing, checks, etc. had died. That was bad enough, but he didn't know how to use MAS 90. So I had to go in and do some quick basic training. Then later as he went through things and got the books in order he discovered that she had been stealing from the company. She hardly ever took a vacation -- it might be a day here or there. Dedicated employee or fraudster?