APS and SPS
Our first customer has changed over their credit card processing from SPS to APS this week. Note that termination fees apply for SPS at a rate of $25 times months remaining on contract. For one of their entities it was $750. APS had indicated they could help cover these costs, so it may not be a big issue.
What is frustrating to the customers (and us) is we were informed when PC Charge went away that SPS was the only option for integrated processing. We were also told that rates would be lower than other processors. The reality is that rates increased and various fees were charged (which APS does not charge), so SPS was no longer competitive. On top of that to charge a termination fee, even if in the contract, carries a big negative in terms of Sage's image. They are a large Sage 100 user, but apparently that doesn't count when dealing with SPS.