Always a concern. What do you get from the customer by offering them convenience especially if they are a steady payer. Can you eliminate an FTE in the collections department? Will they buy more? Will they pay faster? Why bother if they still take 30 days and THEN pay by credit card? Is your checking account interest bearing? Will the higher daily balance reduce your monthly bank service fees or can you use the funds to reduce your line of credit balance. Many CC payers use their card for building airline mileage or other personal perks. But the truth is, you are paying for these awards via increased merchant fees. Just take a look at the monthly merchant statement. One of our members allow CC payments on invoices less than 5K, requires check or ACH for all big ticket items. I am sure they are not the only ones. With the Click To Pay, you can enable this feature at the customer maintenance level. So you can have some selectivity. I have been told that a future enhancement will be having this ability at the invoice level. That way you could script it to enable below a dollar amount and not have it for large dollar purchases. Bottom line, as a reseller, we can assist our clients with cost/benefit analysis showing them the financial benefit of providing this convenience to their customers. Convenience for convenience sake alone will usually not tip the scale.