For simple reports, Visual Cut is by far the more cost effective / easier to use solution.
For a "change" report (like your credit limit change report), you need to add ActionQ... which works well, but takes a bit more effort to configure (compared with Visual Cut).
I believe Ido Millet was offering a demo copy to 90-Minds consultants... if you want to try it out yourself.
IMO, SAW is expensive bloatware... but it does work. I'm not sure what things are like now, but it used to be that you could not even call support for help with any kind of issue until you went through the KS training / certification.
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Kevin Moyes
Technical Systems Analyst
Munjal White Consulting Co.
Toronto ON
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