They might be -- I don't think I'm too far off on the initial application fee though. We should really not waste our time with those who are in all honesty semi-retired or looking for a way to game the Sage system and stay in business.
Can you add comments right into the document. No matter how hard I try to get the group to login to Google Docs it seems to be a lost cause. As long as members can solve the last Error 47 they seem fat, dumb and happy.