Sage 100

ACH payments in AR - does anyone know if SPS charges a fee for these? What if someone is not taking CC payments at all - I know they still have to sign up with SPS (or APS, etc) but am assuming there is a charge?

Aside from being able to submit the ACH upon order shipment, I am not really sure what the ACH integration achieves. I guess it's good for customers with very good credit but from what I can tell there is no pre-authorization. Most of my customers won't ship a large order out the door without a valid pre-authorization. So the workflow becomes - (a) Process invoice but don't ship (not sure how that flies with UPS/FedEx tracking), (b) Set aside package, (c) Look on bank portal to see that ACH went through (which can take a few days), (d) Upon verification that ACH processed release package(s) to carrier.

This is for a Catholic Diocese who is billing parishes, so there is no shipping to worry about...

If you do ACH in the SPS portal there is a fee, so I would assume the integrated version will have one as well. And ACH needs to be set up on the SPS merchant account.